(a) Except as otherwise provided by Section 10A-1-4.14, a filing instrument may take effect at a specified date and time after the time the instrument would otherwise take effect as provided by this title for the entity filing the instrument.
(b) If a filing instrument is to take effect on a specific date and time other than that provided by this title:
(1) the date may not be later than the 90th day after the date the instrument is delivered to the filing officer for filing;
(2) the specific time at which the instrument is to take effect may not be specified as "12:00 a.m." or "12:00 p.m."; and
(3) if a delayed effective date is specified, but no time is specified, at 12:01 a.m. on the date specified, which may not be more than 90 days after the date the instrument is delivered to the filing officer for filing.
(c) If a filing instrument does not specify the time zone or the place at which a date or time, or both, is to be determined, the date or time, or both, at which it becomes effective shall be those prevailing at the place of filing in this state.